How to get 10 lakh loan (How to get loan), how to take loan at home, how to take online loan of 10 lakh at home, how to take loan of 10 lakh immediately, how much interest is charged on 10 lakh loan, 10 lakh Documents required to take a loan of Rs. 10 lakhs, how to get a loan of Rs. 10 lakhs.
Friends, in today’s era everyone needs money, no work is completed without money. Friends, when you need a lot of money, then you ask for money from a friend or relative and for some reason your friend or relative refuses to give the money, then you feel very sad at that time. Friends, in today’s article we will tell you a better platform from which you can take a loan in 1 hour sitting at home. The name of that platform is – Kotak Mahindra Bank.
In today’s article, we are going to give you complete information about how to get loan of Rs 10 lakh, what is Kotak Mahindra Bank? What are the conditions for taking a loan of Rs 10 Lakh, what is the interest rate on taking a loan of Rs 10 Lakh, which documents are required to take a loan of Rs 10 Lakh. We are going to share all this type of information with you in this article. Friends, first of all let’s talk about what is Kotak Mahindra Bank?
Read In Hindi – Click Here
What is Kotak Mahindra Bank?
Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It offers corporate and retail services in the areas of personal finance, investment banking, life insurance and wealth management. Provides banking products and financial services to customers. It is the third largest private sector bank in India by assets and market capitalization as of November 2021 (Kotak Mahindra Bank Services). As of February 2021, the bank has 1600 branches and 2519 ATMs (Kotak Mahindra Bank Branches and ATM)
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| BANK NAME | Kotak Mahindra Bank |
| Loan Type | Personal Loan |
| Age | Above 21 years |
| Credit limit | from Rs 5000 to Rs 10 lakh |
| Documents | Aadhaar, Passport, Voter ID Card, PAN Card |
| App Size | 58.22 MB |
| Launched | 21 November 1985 |
| App Download | 10,000,000 + Download |
How to take loan of Rs 10 lakh? (In English)
You can apply for a personal loan of Rs 10 lakh from Kotak Mahindra Bank both online and offline. To take the loan, you can follow the step by step process given below:
Online Process
Application for personal loan from Kotak Mahindra Bank can be made online through the official website. To apply for the loan, you can follow the steps given below.
1. Step 1. Open the official website of Kotak Mahindra Bank to take the loan.
2. Step 2. After this, click on the menu option on the home page and select Explore Products.
3. Step 3. Now in Explore Products you will find a section of Loans, now from here you have to select the option of Personal Loan.
4. Step 4. Now on the website you will find the Apply Now button to apply for the loan, click on it.
5. Step 5. After this you have to fill your personal information.
6. Step 6. After this a new page will open where you have to fill some other information like
- Loan Amount
- Pan Card Number
- Type of Loan
- After filling all this information, click on Proceed.
7. Step 7. After this you have to submit your date of birth, address proof and some other information.
8.Step 8. Now you have to submit your Employment Details like Employer Name Official Email Id
9. Step 9. After this you select Loan Amount, Tenure, here you also get to see the monthly installment.
10. Step 10. After submitting the loan, you will get a call after which the bank official will give you information about the further process.
11. Step 11. Once your Kotak Mahindra Bank personal loan is approved, the loan amount will be sent to your Kotak Mahindra Bank account.
Documents required for loan of Rs 10 lakh
Following are the personal loan documents required for loan of Rs 10 lakh:
- ID Proof- PAN Card, Passport, Aadhar Card, Voter ID Card or Driving License
- Bank statement of last 3 months
- Residence proof
- Last 3 months salary slip
- 2-3 passport size photographs
What are the benefits of 10 lakh loan from Kotak Mahindra Bank?
You can enjoy some of the following benefits when you apply for a loan of Rs 10 lakh from Kotak Mahindra Bank:
- Hassle free paperwork
- Expedited Documentation Process
- collateral-free loan
- low interest rates
- Flexible Payment Methods
- Optimum loan amount from Rs 50,0000 to Rs 25,00,000
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What are the eligibility criteria for 10 lakh loan from Kotak Mahindra Bank?
- Applicants working in MNC Private Limited Company or Public Limited Company are eligible for Kotak Mahindra Bank Personal Loan
- The minimum age of the applicant should be 21 years at the time of loan application and 60 years at the time of loan maturity.
- The minimum monthly income to avail Kotak Mahindra Personal Loan for corporate borrowers is Rs 25,000. For non-corporate borrowers
- Rs 30,000 and Rs 20,000 for Kotak Mahindra Bank employees. Is.
- The person applying for Kotak Personal Loan must be at least a graduate
- Potential personal loan customer must have at least 1 year of experience
Interest rates for loan of Rs 10 lakh from Kotak Mahindra Bank
The interest rate is an important factor when you are applying for a personal loan of Rs 10 lakh. This amount is included in the installments that you have to pay every month. The interest rate on personal loan in Kotak Mahindra Bank is very cheap. Friends, the interest rate of Kotak Mahindra Bank starts from 10.99% per annum.
Questions related to 10 lakh loan
Q1. What needs to be done to take a loan from Kotak Mahindra?
ANS. To apply online, you have to visit the official website of Kotak Mahindra Bank. After which you have to go to the personal loan option and fill your general information. After this, you get a loan offer from the bank, after accepting which you have to upload all the documents. After checking which you get the loan.
Q2. Is a loan of Rs 10 lakh really available?
ANS. Friends, in today’s era it is becoming very difficult to live a life. Because inflation is increasing day by day. Friends, sometimes you need a lot of money. For this you take a loan from the bank. Friends, in today’s article we have told how you can take a loan of Rs 10 lakh. Friends, for your information, let me tell you that Kotak Mahindra Bank really gives you loan.
Q3. Can I get a loan against a salary of Rs 5,000?
ANS. 5,000 salary, the maximum loan limit is determined by the lender of your choice. A lender that offers ten times your monthly income, if your salary is Rs 5,000 then the bank can give you a maximum loan of Rs 10,000. Due to some reasons, the bank can give you a loan of even Rs 20.